Privacy Policy

Information reaches CapitalsSky in two ways: details provided directly and details gathered automatically. Directly provided information may include:

• Name, email address, and phone number submitted through signup or contact forms
• Business details shared as part of a funding inquiry, such as industry and funding purpose
• Messages, questions, and other content sent through the website
• Account credentials created during registration

Automatically gathered information may include browser type, device type, pages visited, approximate location based on IP address, and how the website is used.

Collected information supports the core purpose of the website: connecting businesses with funding options. Specifically, it may be used to:

• Review and respond to funding inquiries and messages
• Match business details with relevant capital and financing paths
• Create and maintain user accounts
• Send service communications, including updates and reminders where consent was given
• Send marketing communications where separate consent was given
• Improve how the website performs and what it offers

Personal information is never sold. Sharing happens only in limited situations:

• With funding providers and partners, when needed to process a funding request that was submitted
• With service providers that support website operations, such as hosting and analytics, under confidentiality obligations
• When required by law, regulation, or a valid legal process
• To protect the rights, safety, or property of users or the website

The website uses cookies and similar technologies to remember preferences, keep sessions active, and understand how visitors move through pages. Most browsers allow cookies to be blocked or deleted through their settings. Blocking certain cookies may limit how parts of the website function.

Reasonable administrative, technical, and physical safeguards protect personal information against unauthorized access, alteration, and loss. No method of storage or transmission over the internet is fully secure, so absolute security cannot be promised, but protective measures are reviewed and maintained with care.

Personal information is kept only as long as needed for the purposes described in this policy, including meeting legal, accounting, and reporting obligations. When information is no longer required, it is deleted or anonymized in a secure manner.

Depending on where you live, certain rights may apply to your personal information, including the right to:

• Request access to the information held about you
• Ask for corrections to inaccurate or incomplete details
• Request deletion of your information, subject to legal requirements
• Withdraw consent for communications at any time

Requests can be made through the contact page, and each one receives a considered response.

Text messages are sent only with consent given during signup. Service messages cover funding inquiries, application updates, document reminders, and next steps. Marketing messages cover funding solutions and related offers, and require their own separate consent. Reply STOP to any message to opt out, or HELP for assistance. Message frequency may vary and standard message and data rates may apply. Consent to receive texts is never a condition of using the website.

The website may link to external websites operated by funding providers or other parties. Those websites have their own privacy practices, and this policy does not extend to them. Reviewing the privacy policy of any external website before sharing information there is always a good habit.

The website serves business funding needs and is intended for adults. It is not directed at children, and personal information is not knowingly collected from anyone under the age of majority. If such information appears to have been submitted, it will be removed promptly once identified.

This policy may change as the website evolves or as legal requirements shift. Updates appear on this page with a revised date at the top. Continued use of the website after an update means the revised policy applies.

Questions about this policy or about personal information can be raised through the contact page or by using the details below:

• Phone: +1 (231) 292-9360
• Address: 313 S Main St Ann Arbor MI 48104