Terms of Use

These terms govern access to and use of the CapitalsSky website and the services offered through it. By visiting the website, creating an account, or submitting a funding inquiry, you agree to be bound by these terms together with the Privacy Policy. If any part of these terms does not sit right with you, the appropriate step is to stop using the website.

CapitalsSky helps businesses explore capital and funding options such as working capital, equipment financing, and invoice funding. The website acts as a connection and guidance service. It does not itself issue loans, extend credit, or make lending decisions. Final terms, approvals, and funding decisions rest with the funding providers involved in any given request.

Use of the website requires that you:

• Are a U.S. resident of legal adult age in your state
• Use the website in connection with a genuine business purpose
• Have the authority to act on behalf of the business you represent
• Provide information that is truthful, current, and complete

Creating an account means taking responsibility for it. That includes keeping login credentials confidential, ensuring account details stay accurate, and accepting responsibility for activity that happens under the account. If unauthorized use is suspected, reporting it promptly through the contact page helps protect the account.

The website must be used lawfully and honestly. The following behavior is not permitted:

• Submitting false, misleading, or fraudulent information
• Attempting to interfere with the security or operation of the website
• Using automated tools to scrape, copy, or harvest content or data
• Impersonating another person or business
• Using the website in violation of any applicable law or regulation

Content on the website exists for general information and guidance. It is not financial, legal, tax, or investment advice, and it should not be treated as a recommendation for any particular product or decision. Funding choices carry real consequences for a business, so consulting a qualified professional before committing to any option is always encouraged.

Where consent was given during signup, text messages may be sent covering service matters such as application progress, eligibility insights, document reminders, and next steps, as well as marketing content where separately agreed. Message frequency may vary and standard message and data rates may apply. Reply STOP to opt out at any time or HELP for assistance. Consent to receive texts is not a condition of using the website or requesting funding.

All content on the website, including text, design, graphics, logos, and layout, belongs to CapitalsSky or its licensors and is protected by intellectual property laws. Content may be viewed and used for personal, non commercial purposes connected to exploring funding. Copying, republishing, or distributing content without permission is not allowed.

Funding requests may involve third party providers, and the website may link to external websites. Those providers and websites operate under their own terms and policies. CapitalsSky does not control them and is not responsible for their content, decisions, or practices. Any agreement entered with a funding provider is strictly between you and that provider.

The website is provided on an as is and as available basis. While care goes into keeping information accurate and the website running smoothly, no warranty is made that content is error free, that access will be uninterrupted, or that any particular funding outcome will result. Submitting a request does not guarantee an offer, an approval, or specific terms.

To the fullest extent permitted by law, CapitalsSky is not liable for indirect, incidental, special, or consequential damages arising from use of the website or reliance on its content. This includes lost profits, lost data, and business interruption. Where liability cannot be excluded, it is limited to the maximum extent the law allows.

Any dispute arising out of or relating to these terms or use of the website that cannot be resolved informally shall be settled by binding individual arbitration rather than in court, except where the law provides otherwise. Both parties waive the right to participate in class actions or representative proceedings. Before starting arbitration, reaching out through the contact page gives an informal resolution a fair chance first.

These terms may be revised as services, laws, or business needs change. Updated versions appear on this page with a new date at the top. Continued use of the website after changes take effect counts as acceptance of the revised terms.

Questions about these terms are welcome through the contact page or the details below:

• Phone: +1 (231) 292-9360
• Address: 313 S Main St Ann Arbor MI 48104